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Blog Archives


July 2015 Budget Key Points

Here is a key point summary

Growth & Inflation

  • Economy grew by 3% in 2014
  • GDP growth forecast for 2015 revised down from 2.5% to 2.4% then to 2.3% in 2016


  • 2015 borrowing forecast is revised down to £43.1bn
  • Government debt as a proportion of GDP  79.1% for 2015/2016
  • Savings of 12bn to come from welfare cuts and 5bn from tax evasion


  • No changes for alcohol and tobacco
  • From 2017, three new Vehicle Excise Duty bands will come into force for new cars in England only, starting at £140 annually. “Every single penny” from VED will go to a Roads Fund to fund improvements from 2020.

Personal Tax and Pension

  • Inheritance tax threshold to rise from £325,000 to £500,000 per person This ostensively means that married couples and civil partners will be able to pass on assets worth up to £1m, including a family home, without paying any IHT at all.
  • The personal income tax allowance will rise to £11,000 from April 2016
  • Higher rate of tax threshold rises from £42,385 to £43,000 from April 2016
  • Mortgage interest relief for buy-to-let homebuyers to be restricted to basic rate of income tax.
  • Permanent non-dom tax that allows some UK residents to limit the tax paid on their earnings outside the country that are not brought into the UK was abolished. Anyone resident in the UK for more than 15 of the past 20 years will now pay full British taxes on all worldwide income and gains.
  • The amount people can contribute to their pension tax-free to be reduced for individuals with incomes over £150,000
  • Pensions tax annual allowance to be gradually reduced to a minimum of £10,000 from next year.


  • New national living wage for all employees aged over 25, starting at £7.20 an hour from April 2016 and set to reach £9 by 2020
  • Corporation tax will be cut to 19% in 2017






Stand Firm on the Price!

You see, there seems to me to be such pressure from customers on businesses to discount or “do a deal”. Continue reading “Stand Firm on the Price!” »


Planning Your Market Research-Business Guide Part 7

Of course we’ve all heard about Market Research to get some answers to the big question of who’s going to buy your new-fangled product, but few will tell you how to go about it (or at least that was my experience), so can I suggest you plan it, just like planning most other processes. Continue reading “Planning Your Market Research-Business Guide Part 7” »


Budgeting-Setting Up Your Business- Part 6

In my last blog I wrote about brainstorming to come up with a business idea and importantly afterwards to eliminate all of those ideas that failed for some reason or other. Continue reading “Budgeting-Setting Up Your Business- Part 6” »


How To Avoid Rookie Business Mistakes

If you’re an experienced business person, regardless of whether your our experience is online or on the high street, I think you’d agree that we can take for granted certain processes or actions that come naturally to us. Of course that’s why we found ourselves self employed. Continue reading “How To Avoid Rookie Business Mistakes” »


Brainstorming-Setting up Your Business Part 5

In my last blog, I wrote a lot about inspiration and ideas, indeed I think we decided you were setting up a Yoga studio!? I jest, but such fluid thought is really important and that’s what the process of “Brainstorming” is all about. Continue reading “Brainstorming-Setting up Your Business Part 5” »


Setting Up your Own Business- Part 4

New business? What are you going to sell? Continue reading “Setting Up your Own Business- Part 4” »


9 simple ways to attract more customers to your store

Since the crumple of the economy in many countries across the world in 2008, businesses are struggling. Although the main economic pain may have past, many businesses are still finding slender profit margins. Continue reading “9 simple ways to attract more customers to your store” »


Setting up your own business- Part 3

Following on from my last blog, “setting up your own businessContinue reading “Setting up your own business- Part 3” »


2015 Budget Summary

The election was of course uppermost in the Chancellor’s mind. Continue reading “2015 Budget Summary” »


So you want to set up your own business -Part 2

Following on from my last blog, “Have you ever wondered about setting up an online business?” Continue reading “So you want to set up your own business -Part 2” »


Have you ever wondered about setting up your own business?

Many of us have and the challenges are many. Continue reading “Have you ever wondered about setting up your own business?” »


Free Top Online Business Listings

There is so much written about businesses who do well on the Internet ,how to improve your online business, how to improve conversion or sell more of a given range or item, but what if all you have  just a small website and no visitors to it and effectively no online presence? Continue reading “Free Top Online Business Listings” »


Is it worth advertising with a Vlogger?

Given that promotion on the Web in most any format is thought to be a good plan, I was most interested to read that companies who promote their brands using video blogs (or vloggs) are according to the article; simply wasting their money! Continue reading “Is it worth advertising with a Vlogger?” »


The 6 Marketing Weapons for ANY Pop Up Shop

Pop up shops are, quite literally, popping up everywhere. No one can deny their popularity, nor question their trendiness. Continue reading “The 6 Marketing Weapons for ANY Pop Up Shop” »


The story of a logo…

Ok, I’m opinionated, I admit it, but I wonder if I’ll be  vindicated here and I’ll explain more… Continue reading “The story of a logo…” »


The Offer of Government Apprenticeships

When I was at school I recall some of the boys getting apprenticeships with the then Austin Rover Continue reading “The Offer of Government Apprenticeships” »


The Peter Principle

Is there such a thing as the Peter Principle?

After being introduced to a dynamic, tenacious businesswomen recently, a close friend of mine decided to invest in her company, because the only thing lacking seemed to be a decent level of funding. Continue reading “The Peter Principle” »


What Drives Businesses To The Wall?

Its one thing to have a great business idea…

Continue reading “What Drives Businesses To The Wall?” »


Small Business Saturday 6th December 2014

Another import from the US after Black Friday, Small Business Saturday aims to support and promote small business. Continue reading “Small Business Saturday 6th December 2014” »

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